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HieloLuz Ballot for 2025 Week 11

Ballot Type: Hybrid

Submitted: Nov. 2, 2025, 3:39 p.m.

Overall Rationale: These rankings are a pure resume based points system. Teams are assigned a tier based on their rating (1-7). Points are gained for wins, subtracted for losses, based on the opponents tier. Small modifiers for game closeness (Win/Loss Bonuses/Penalties = WB, WP, LB, LP) and SOS based on Opponent's record. | If two teams are next to each other in the rankings, and have played head to head, the head to head winner will be ranked higher, regardless of points. | | | | Week 10 | T136= UTSA (+21) , T25= North Texas (+12) | Biggest Drop: T136= Troy (-27) , T25= Houston (-19) | New teams: Oklahoma, Texas, USC, San Diego State | Dropped from rankings: Georgia Tech (12), Cincinnati (16), Houston (20), Tulane (24) | Next 5: Washington, Georgia Tech, Missouri, Pitt, LSU | Worst Team Umass (-215.368) | | | | Playoff projections *Conference Autobid | | Rose: 1. Indiana* | Sugar: 4. BYU* | Cotton: 3. Texas A&M* | Orange: 2. Ohio State | 5 v 12: 13. North Texas* @ 5. Alabama | 6 v 11: 11. Vanderbilt @ 6. Ole Miss | 7 v 10: 10. Oregon @ 7. Texas Tech | 8 v 9: 9. Georgia @ 8. Louisville* | | | |

Rank Team Reason
1 Indiana Hoosiers Indiana holds theirplace at #1. A great win @Oregon |2| and 3 tier 4 wins is a great resume. They are playoff bound as long as they finish 11-1, and maybe even at 10-2.
2 Ohio State Buckeyes Easy schedule up until they get Michigan |3|. 2 tier 3 wins and another Tier 4 win are solid.
3 Texas A&M Aggies Best wins are Notre Dame |3|, and LSU |3|, and Florida |4|
4 BYU Cougars Best wins are Utah |2|, ECU |4|, and Arizona |4|. Very tough schedule ahead. If they finish out 2-2 or better they should be in the playoff.
5 Alabama Crimson Tide They have among the best wins of anyone, with Georgia |2|, Vanderbilt |2|, Missouri |3|, and Tennessee |4|. But the loss to Florida State |4| will cap their ceiling as long as undefeated teams remain.
6 Ole Miss Rebels Best wins are LSU |3|, Oklahoma |3|, and Tulane |4|, with a loss to Georgia |2|. Should be playoff bound with a 2-1 finish.
7 Texas Tech Red Raiders Best wins are Utah |2|, and Houston |4|, with a loss to Arizona State |4|. Game this week against BYU |2| will be last challenge of the year. As long as they don't get blown out they should be playoff bound.
8 Louisville Cardinals Best wins are James Madison |3|, Pitt |3|, and Miami (FL) |3|, with a loss to Virginia |3|. SMU |4| is only quality team remaining, they'll likely need to finish 4-0 to make the playoff.
9 Georgia Bulldogs Best wins are Ole Miss |2|, Tennessee |4|, and Florida |4|, with a loss to Alabama |2|. They might be able to sneak into the playoff if they finish 2-2.
10 Oregon Ducks They've been slowly climbing since their loss to Indiana |1|, and finally make it back into the playoff picture. Up to now their only quality win is Montana State, but they have a very tough schedule to end the year with Iowa |4|, USC |3|, and Washington |3|. A 3-1 finish should land them in the playoff.
11 Vanderbilt Commodores Best wins are LSU |3| and Missouri |3|, with losses to Alabama |2| and Texas |3|. With a weak schedule ahead they'll need to finish 3-0 to make the playoff.
12 Utah Utes Best wins are Arizona State |4| and Cincinnati |4|, with losses to Texas Tech |2| and BYU |2|. They finish with a weak schedule, and will need to go 3-0 to have a shot at the playoffs, but they'll need some chaos to do so.
13 North Texas Mean Green Picks up a huge quality win over Navy |3|, which is their only quality win. They're currently in the lead for the G5 playoff spot, but will have to win the AAC to do so.
14 Miami Hurricanes Best wins are Notre Dame |3|, USF |3|, Florida |4|, and Florida State |4|, but losses to Louisville |2| and SMU |4|. They'll need to go 4-0 to make the playoff, especially since the ACC championship game is almost certainly out of the picture.
15 James Madison Dukes No quality wins to speak of, and Old Dominion |5| their only win above tier 6, and a loss to Louisville |2|. They'll need to win out and hope that the AAC champion has 2 losses to have a chance at the playoff.
16 Notre Dame Fighting Irish Best and only quality win is USC |3|, with losses to Miami (FL) |3| and Texas A&M |2|. They have two huge games coming up with Navy |3| and Pitt |3|, so if they finish 4-0 I see them in the playoff.
17 Virginia Cavaliers Best and only quality win is Florida State |4|, with a loss to NC State |5|. They'll need to finish 3-0 to make the playoff.
18 Memphis Tigers Best and only quality win is USF |3|, with a loss to UAB |7|. All 3 of their remaining games are against good teams, but with the worst loss of any top 25 team, they'll need to win the AAC if they want in the playoff.
19 Texas Longhorns Best and only quality win is Oklahoma |3|, with losses to Ohio State |1| and Florida |4|. They have a tough schedule to end the year, and I think they are playoff bound with a 3-0 finish
20 Oklahoma Sooners Best wins are Michigan |3| and Tennessee |4|, with losses to Texas |3| and Ole Miss |2|. Also a tough schedule to end the year, a 3-0 finish should land them in the playoff
21 USC Trojans Best wins are Michigan |3| and Nebraska |4|, with losses with Illinois |4| and Notre Dame |3|. Must finish 4-0 to have a shot at the playoff, but I think they are in if they do so.
22 Michigan Wolverines Best wins are Washington |3| and Nebraska |4|, with losses to Oklahoma |3| and USC |3|. Easy schedule until Ohio State |1|. They'll need to finish 3-0 to have a shot at the playoff, but the head to head losses to Oklahoma and USC may be their downfall
23 USF Bulls Best wins are North Texas |3| and Florida |4|, with losses to Miami (FL) |3| and Memphis |3|. Only path to playoff is winning the AAC
24 San Diego State Aztecs Cracks the top 25 for the first time all year. No quality wins to speak of, their best win being Fresno State |5| and Cal |6|. All other wins are Tier 7. A very weak schedule finishes off the year. Only path to playoff is winning the MWC and hoping for chaos in the AAC and a JMU loss.
25 Navy Midshipmen Undefeated season ends, but the schedule is tough to end the year, with all 3 opponents being Tier 3. They'll need to win the AAC to have a shot at the playoff.

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